Geothermal is an investment. For many retrofit applications and especially new construction the energy savings will more than offset the cost of installation. On average, Geothermal heat pump users will see a 30%-70% reduction in their heating and cooling costs. That savings, over a period of time, plus utility rebates combined with Federal and State* tax incentives can roduce a return on investment in as little as 3 years. Recent studies have also shown an increase in home values for those with Geothermal systems due to the environmental impact and long-term savings.